Dollar Financial Group provides a broad range of consumer financial products and services to its customers including check cashing, short-term payday loans and money orders and transfers. Dollar Financial Group prides itself in the company’s fast, friendly service, convenient locations and extended hours.
Short-term Consumer Loans
Dollar Financial Group offers unsecured short-term loans to customers who want immediate access to cash against his or her next paycheck. A payday advance allows a customer with an active checking account and a regular verifiable income to write a personal check for the advance amount plus the finance charge, and immediately receive cash. The customer's check is held for an agreed-upon time period. At the end of that time, either the check is deposited or the customer returns with cash to reclaim the check.
Check Cashing/Cheque Cashing
Customers may cash all types of checks at Dollar Financial Group’s check cashing locations including payroll checks, government checks, and personal checks. In exchange for a verified check, customers receive cash immediately and do not have to wait several days for the check to clear. Customers are charged a fee for this service, which is typically a small percentage of the face value of the check.
Prepaid Cards
Dollar Financial Group offers prepaid cards through our partnership with Mastercard® in the UK and Canada and VISA® in the United States. These prepaid cards can be loaded with cash and then used to make purchases (just like a typical credit card) without carrying a balance. They can be used at any retailer that accepts a credit card, on the Internet and at over 870,000 ATM machines worldwide. These prepaid cards open up a whole new world of purchasing options and benefits that are synonymous with credit cards - instant access and increased flexibility with money, faster purchases and security.
Currency Exchange
Dollar Financial Group buys and sells all the top currencies from around the world at competitive rates. Rates change regularly as international money markets fluctuate.
Pawn Broking
In select UK stores we offer pawn brokering services which allows our customer to turn their gold or jewelry into instant cash. Our in-store experts will evaluate the gold/jewelry and make a cash offer based on the value of the item in the form of a loan. We charge a monthly interest on the loan and the item can be reclaimed at any time within 7 months. The service is private and confidential with no handling fee or credit check.
Western Union
Through a strategic alliance with Western Union, Dollar Financial Group customers can transfer funds to any location providing Western Union money transfer services. No bank account is needed and the Money Transfer is safe and secure. Western Union has approximately 300,000 agents in more than 200 countries throughout the world.
Other Products and Services
In addition to check cashing and short-term loans, customers may choose from a variety of products and services when conducting business at Dollar Financial Group store locations. These services vary by store but may include electronic tax filing, money orders, bill payment, foreign currency exchange, photo ID and prepaid local and long-distance phone services.